Keep in mind that the calculation is approximate, based on your answers. The result you see includes effective 16% interest, while the actual interest rate shall be set with your credit rating and history in mind.
Space allows you to obtain a loan instantly, from virtually anywhere in the world, 24/7. You will need couple of minutes.
We do not charge standard origination or early repayment fees.
Customize your loan
You get to decide how much you prefer to request and how or when you are going to pay.
Space loans may be anything between a 100 and 50,000 GEL, with maturity of 1-48 months. Fixed interest rate is from 14.93%, annual effective 16%. In case of an overdue, a penalty will be 0.15% of the amount owed on each overdue day.
Select date and monthly payment amount you want. You can always repay early, without early repayment fees.
You’re welcome to choose not to wait for your Space card. You may simply add a card from virtually any bank through the app and add funds instantly, in a matter of a single tap on your smartphone.
You are considered eligible to request a loan if you are at least 20 or at most 60 years old. Unfortunately, we are unable to service dual citizens or Green Card holders.
In order to qualify for the loan, you must have monthly income of at least 200 GEL, which you will be able to demonstrate with relevant documents. Sometimes, the system may not even ask you for additional documents and your loan application will be processed automatically.
In order to be considered for the loan, you might have to upload documents certifying your monthly salary, rent/lease or dividends or proof of income for at least three out of four months preceding your application. Proof of income must include your salary for the last month. It is also possible to submit a document for at least 5 months from the last 6 months, which proves transferred funds from abroad.
What to keep in mind
There are three simple facts to consider before applying for the loan:
If you are not a customer of Space, download the app and register online. Open an account within minutes by taking selfie and photo of your ID card or passport.
Figure out the amount you are looking for, indicate the payment date and how much you are willing to pay each month. You are the one to set these terms, while all we do is calculate. You may only apply for a single loan with Space, but that certainly does not mean you won’t be able to extend your limit later.
Once your loan is approved and you confirm the terms, the amount requested will be transferred to your card of choice at any bank immediately.
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