Rates | Space.ge
Interest rate
From annual 14.93%
Effective interest rate
Between annual 16%-50%
Minimum loan amount
100 GEL
Maximum loan amount
50,000 GEL
Currency
GEL
Loan minimum term
1 (one) month
Loan maximum term
48 (forty-eight) months
Origination fee
Free
Prepayment penalty
Free
Fee for credit check at Creditinfo
Free
Security for loan
Not required
Late payment penalty
0.15% of the overdue principal amount for each overdue payment day
Minimum income required
200 GEL
Type
Digital Visa Classic
Currency
USD, EUR, GEL
Validity
4 years
Card order
Free
Card activation
Free
Service fee
Free
GEL Digital Card
Cash withdrawal from TBC ATMs fee (Apple Pay, TBC Wallet)
0.2%, minimum 0.2 GEL
Utility bill payment (with the exception of Energo-Pro Georgia)
Free
Mobile balance top-up
Free
Transfer from Space to Space
Free
Transfer from another bank to Space
Free
Transfer by account number to Space
Free
Transfer by account number to TBC
Free
Transfer by account number to another bank
0.05%, minimum 0.5 GEL
Transfer from Space to another bank
1%; maximum 1 GEL
One-time transfer limit
1500 GEL
Fee for a payment at a service center of another bank
2.00%, minimum 6.00 GEL
ATM cash withdrawal 24 hour limit
5,000 GEL
Daily purchase limit (online and POS terminal payments)
5,000 GEL
USD and EUR Digital Cards
Daily purchase limit (online and POS terminal payments)
5000 USD/EUR
Daily cash withdrawal limit for TBC ATMs
0.2%, მინ 0.2 USD/EUR
Space physical or GEL digital card single transfer limit for exchange reasons
1500 USD/EUR
Deposit money from Space GEL account by money exchange
✓
IBAN Transfer from the same currency account
✓
Note that it is only possible to transfer money to another bank from GEL digital
Piggy bank type
Demand Deposit
Currency
GEL
Annual interest rate
7.5%
Effective annual interest rate
7.76%
Account set-up fee
Free
Withdrawal of funds from a Space account
Free
Cash withdrawal from a piggy bank fee (unless agreed otherwise with the bank)
0.2%
Service fee
0
Returns earned
first day of each month
Requesting beneficial interest
Above 0 GEL account balance
Cash deposit/withdrawal
Unlimited
One-time limit for piggy bank deposits
25,000 GEL
Interest rate (applies to standard installment plan)
25.74%, 30.39%, 37.74%
Effective Interest rate (applies to standard installment plan)
29%, 35%, 45%
Minimum amount
100 GEL
Maximum amount
25,000 GEL
Currency
GEL
Minimum term
3 (three) months
Maximum term
48 (forty-eight) months
Origination fee
Free
Prepayment penalty
Free
Fee for credit check at Creditinfo
Free
Security for loan
Not required
Late payment penalty
0.15% of the overdue principal amount for each overdue payment day
Minimum income required
200 GEL
Transfer from Space to Space account
Free
Transfers from Space account to TBC Bank account
Free
Transfer from Space to another bank account
0.05% minimum 0.5 GEL maximum 2 GEL
One-time transfer limit
25,000 GEL
Monthly transfer limit
100,000 GEL
Transfer by using a link
1%, maximum 1.00 GEL
From any other bank card to Space account
Free
Transfer between different bank cards other than Space
1%, maximum 1.00 GEL
One-time transfer limit for registered user
1,500 GEL
Daily transfer limit for registered users
5,000 GEL
One-time transfer limit for unregistered users
50 GEL
Daily transfer limit for unregistered users
200 GEL
Mobile balance top-up
Free
Utility bill payment
Free * Payment charge applies only for Energo Pro and is determined independently
Type
Visa Classic
Currency
GEL
Service fee
Free
Card processing fee
Free
Delivery
Free
Damaged/lost card replacement fee
Free
Cash withdrawal from TBC, VTB, Halyk Bank and BasisBank ATMs
Free
Cash withdrawal fee for Liberty Bank ATMs
0.7%, minimum 0.3 GEL
Cash withdrawal fee: Apple Pay
0.2%, minimum 0.2 GEL
Cash withdrawal fee for other Bank ATMs
2.00%, minimum 6.00 GEL
ATM cash withdrawal 24 hour limit
15,000 GEL
ATM cash withdrawal weekly limit
50,000 GEL
Weekly payment limit
50,000 GEL
Transfer from any other bank card to Space card
Free
Transfer between different bank cards other than Space
1%, maximum 1.00 GEL
Fee for a payment at a service center of another bank
2.00%, minimum 6.00 GEL
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